AI tools for payments and chasing unpaid invoices

28 tools. Each one checked against its official site; prices as read on the day of verification.Directory last checked 23 Oct 2026. How we verify.

Which ones are right for me? · from $29

Vic.ai

From $50,000/mo

AI-powered accounts payable automation for enterprise teams that autonomously processes invoices, handles GL coding, PO matching, approvals and payments

Payments and chasing unpaid invoices

Verifiedlast checked 20 Oct 2026

Wave

Free plan

Free accounting software for small businesses with AI transaction categorization, invoicing, expense tracking, and receipt scanning; payroll and payment processing are paid add-ons

Payments and chasing unpaid invoices

Verifiedlast checked 20 Oct 2026

Xero

From $25/mo

Cloud accounting platform with AI-powered bank reconciliation via JAX, automated expense categorization, invoicing, and bookkeeping for small businesses

Payments and chasing unpaid invoices

Verifiedlast checked 20 Oct 2026

Zeni

From $494/mo

AI-powered bookkeeping platform pairing automated transaction categorization, reconciliation, and bill pay with dedicated human finance team oversight for startups

Payments and chasing unpaid invoicesUS/CA focus

Verifiedlast checked 23 Oct 2026

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