Verifiedlast checked 20 Oct 2026 · re-checked every 3 days

Xero

Cloud accounting platform with AI-powered bank reconciliation via JAX, automated expense categorization, invoicing, and bookkeeping for small businesses

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Pricing (as verified): $25/month (Early plan)
Free plan / trial: No free plan · trial: 30-day free trial
Works in: Worldwide, United States, United Kingdom, Australia, Canada, New Zealand
Best for: Solo, Small teams, Larger teams and companies
Does: Payments and chasing unpaid invoices, Cash-flow forecasting and budgeting, Invoices, expenses and bookkeeping
Connects with: 1, 000+ apps, unlimited users on some plans
Company: 2006
Billing and payment: Bills in local currencies (USD, AUD, NZD, GBP, etc.); accepts Visa, Mastercard, Amex via Stripe for subscription payment

Worth knowing: Early plan ($25/mo) limited to 20 invoices and 5 bills per month; AI auto-reconciliation requires Growing plan ($55/mo) or higher

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