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Verifiedlast checked 24 Oct 2026 · re-checked every 3 days
Wave
Free accounting software for small businesses with AI transaction categorization, invoicing, expense tracking, and receipt scanning; payroll and payment processing are paid add-ons
- Pricing (as verified)
- Free (Pro plan $19/month; payroll $40/month + $6/employee; payment processing 2.9% + $0.60 per transaction)
- Free plan / trial
- Free plan · trial: 30 days for payroll only
- Works in
- Worldwide, United States, United Kingdom, Canada
- Best for
- Solo
- Does
- Payments and chasing unpaid invoices, Tax preparation, Invoices, expenses and bookkeeping
- Connects with
- Banks, payment processors
- Company
- 2010
- Billing and payment
- Bills in USD or CAD. Accepts Visa, Mastercard, Amex, Discover (US only), and Apple Pay for payment processing services. Free tier requires no payment method.
Worth knowing: Primarily designed for US and Canadian businesses. Bank connection features removed from UK/EU in 2019. Payroll only available in North America. Automated bank transaction imports require paid Pro plan ($19/month).
Is this the right tool for your business?
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Start my audit, from $29“Verified” means: real company, live product, priced as stated on its own site, evidence of real users, checked on the date shown and re-checked every 3 days. It is not a recommendation for your business; the audit does that. We take no commission and have no sponsored listings. How we verify, with live numbers.