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Directory

AI tools for payments and chasing unpaid invoices

27 tools. Each one checked against its official site; prices as read on the day of verification.Directory last checked 23 Oct 2026. How we verify.

Which ones are right for me? · from $29

Wave

Free plan

Free accounting software for small businesses with AI transaction categorization, invoicing, expense tracking, and receipt scanning; payroll and payment processing are paid add-ons

Payments and chasing unpaid invoices

Verifiedlast checked 20 Oct 2026

Xero

From $25/mo

Cloud accounting platform with AI-powered bank reconciliation via JAX, automated expense categorization, invoicing, and bookkeeping for small businesses

Payments and chasing unpaid invoices

Verifiedlast checked 20 Oct 2026

Zeni

From $494/mo

AI-powered bookkeeping platform pairing automated transaction categorization, reconciliation, and bill pay with dedicated human finance team oversight for startups

Payments and chasing unpaid invoicesUS/CA focus

Verifiedlast checked 23 Oct 2026

The directory tells you what exists. The audit tells you what to use.

13 questions, a report in minutes, three verified picks with prompts, playbooks and a 90-day plan. From $29.

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