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Verifiedlast checked 21 Oct 2026 · re-checked every 3 days

Melio

Accounts payable and receivable platform that automates bill payments and invoicing with AI-powered bill capture and an AI assistant for payment queries.

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Pricing (as verified)
Free
Free plan / trial
Free plan
Works in
United States
Best for
Solo, Small teams
Does
Payments and chasing unpaid invoices, Invoices, expenses and bookkeeping · AI-assisted: a conventional product with real AI features
Connects with
QuickBooks Online, Xero, two-way sync
Company
2018
Billing and payment
Bills in USD; accepts Visa, Mastercard, American Express, Discover, ACH bank transfer
Worth knowing: Xero completed the acquisition of Melio in October 2025; Melio continues operating independently. Some customer reviews mention delayed transactions, support response times, and occasional payment processing issues. Card payments incur a 2.9% fee.

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